Harold Sharpe

Qualify For a Southern California Home Harold Sharpe

(951) 821-8211

Harold Sharpe is the owner of
So Cal Homes Realty

Harold Sharpe is a
Licensed Real Estate Agent, and has been since 2001.

Harold Sharpe has been a
Licensed Real Estate Broker,
since 2005.

Harold Sharpe specializes in
Selling Houses, and
Finding homes
for people.

So Cal Homes Realty is the Real Estate Brokerage to assist you in
Buying a Home or Selling a House.

Feel Free to call Harold at
(951) 821-8211

DRE LIC #01312992

Monday - Sunday 9am - Dusk

After Hours E-Mail

Schedule to see Houses in Person
Before they Sell!

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Qualify For a Southern California Home

When you think about Buying a Home in Southern California,
your first step is to pre qualify for a home.

"Qualify for a Southern California Home"

You need to be pre approved to see homes and to buy a home.
Pre Qualify with a Local lender: Get a Loan to Get a Home,

Local lenders who have great low down payment programs available.

Qualify For a Southern California Home.

1. 2 years work history.
2. Money in the bank for at least two bank statements.
3. Credit score minimum 660.

4. 2 years tax returns

Closing Costs!!!!!

If all you have is 3.5% for the down payment and no closing closing costs,
you may be able to afford a home with a special down payment assistance program from a local lender.
Closing costs on average are approximately 3% - 8% on the purchase price
of a Southern California Home.

So Cal Homes Realty is not a lender. Data is provided for information only.

Experts say that homeowners should generally spend around 31% of their gross monthly income on mortgage related payments.

When you talk to your lender to qualify, tell your lender anything and
everything about your financial history, including bankruptcy, divorce,
tax liens, judgments, child support, etc. It will only cost you money and everyone else's time, if you fail to do so.

Once you qualify, it is advisable not to incur ANY new debt, sign up for
credit cards, buy a car, empty your bank account, or anything to change
your financial status, during the purchase of a real estate transaction. This
may cause your loan not to be approved. Never buy ANYTHING for your
new home, until you have closed escrow and the real estate agent has
handed you the keys to your new Southern California Home.

You do not own the home when you sign loan docs. You own the home when it has been recorded at the County Recorder's Office.

Buyers, seeing houses for sale, is just an e-mail away after you qualify.

E-mail or call if you have Real Estate questions.

Find out approximately how much home you can qualify for with this easy to use mortgage calculator.

If you are an Investor interested in buying a home, Southwest Riverside
County currently has one of the highest ROI (return on investment) for
Real Estate Properties. Some locations as high as 50% higher than other areas.

Investor calculator for your convenience.

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Harold Sharpe Broker So Cal Homes Realty Department of Real Estate License 01312992
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