SO CAL HOMES REALTY
Harold Sharpe

Mortgage Calculator Instructions Harold Sharpe

(951) 821-8211

Harold Sharpe is the owner of
So Cal Homes Realty
.

Harold Sharpe has been a
Licensed Real Estate Agent,
since 2001.

Harold Sharpe has been a
Licensed Real Estate Broker,
since 2005.

Harold Sharpe specializes in
Selling Houses, and
Finding homes
for people.

So Cal Homes Realty is the Real Estate Brokerage to assist you in Buying or Selling a House.

Feel Free to call Harold at
(951) 821-8211

DRE LIC #01312992

Monday - Sunday 9am - 7pm

After Hours E-Mail

Schedule to see Houses in
Person Before they Sell!

Area Served

Buy Homes

Buying a Short Sale

Canyon Lake Homes For Sale

Hemet Homes For Sale

Murrieta Homes For Sale

Sun City Homes For Sale

Temecula Homes For Sale

Wildomar Homes For Sale

Winchester Homes For Sale

Qualify For So Cal Homes
Real Estate

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So Cal Homes Real Estate Business Card

Mortgage Calculator Instructions

So Cal Homes Realty is not a Lender.
Mortgage Calculator is only a ballpark estimate, and is for
informational purposes only. Consult with your lender.

Please follow these easy to use mortgage calculator instructions.

TAB 1 - Mortgage Payments - Real Estate Calculator

1. House Value - enter the house price in the top box - use numerical value only. "200000"

2. Down Payment - enter the amount of money that you wish to put down on the house.
(FHA minimum is 3.5% at this time ) Do not enter a percentage. Do not use a
$ symbol. "7000"

3. Years To Pay Off Loan - enter the years you wish to pay off your loan. Example: enter "30" for standard 30 year loan.

4. Interest Rate - enter current rate of interest, for example: "5.5" or "6" etc.

5. Tax Rate - enter the tax rate. In Southern California the rates start at "1.1" and go up to around "2.2". If it is a newer home built after 2000, you may want to enter "2.2" to be on the safe side.

6. Home Insurance Rate - enter the insurance Rate. On average, enter "0.5"
or "0.7"

7. Calculate. Click on the calculate button.

Mortgage Payments - Real Estate Calculator

TAB 2 - Max House Based On Desired Mortgage Payment

1. Monthly Payment - enter amount you would like to pay each month for a mortgage. "1500"

2. Down Payment - enter amount you wish to put down on a home. "7000"

3. Years to Payoff Loan - enter the number of years you would like your loan to be i.e. "30"

4. Interest Rate - enter the number value of percentage rate i.e. "6"

5. Tax Rate - in Southern California the rates start at "1.1" and go up to around "2.2" if it is a newer home built after 2000 you may want to enter "2.2" to be on the safe side.

6. Insurance Rate- on average enter "0.5" or "0.7" for Homeowners Insurance.

Max House Based On Desired Mortgage Payment Calculator

TAB 3 - Max Affordable House Price Real Estate Calculator

1. Annual Income - enter your annual Income i.e "50000"

2. Monthly Debt - enter the amount of your monthly debt, including car payments, credit card payments, student loans, etc. i.e. "200"

3. Years to Payoff Loan - enter the number of years in which you'd like to pay your loan off i.e. "30"

4. Interest Rate - enter the number value of the percentage rate i.e. "6"

5. Tax Rate - in Southern California the rates start at "1.1" and go up to around "2.2" if it is a newer home built after 2000 you may want to enter "2.2" to be on the safe side.

6. Insurance Rate - on average enter "0.5" or "0.7" Homeowners Insurance.

Max Affordable House Price Real Estate Calculator

TAB 4 - Investment Property Cash flow Calculator

1. Monthly Rental Income - enter the amount you expect to rent the property out for, i.e. "1600"

2. Vacancy Rate - enter the percentage of vacancy rate, i.e. "5" or "10"

3. Monthly Maintenance Cost - enter your expected monthly maintenance costs, i.e. "200"

4. House Price - enter the price of the Home i.e. "200000"

5. Down Payment - enter the amount you wish to put down on a home. "40000"

6. Years to Payoff Loan - enter the number of years you want your loan to be, i.e. "30"

7. Interest Rate - enter the number value of the percentage rate, i.e. "6"

8. Tax Appraisal House Value - enter amount of the Appraisal Value i.e. "200000"

9. Tax Rate - in Southern California the rates start at "1.1" and go up to around "2.2" if it is a newer home built after 2000 you may want to enter "2.2" to be on the safe side.

10. Insurance Rate - on average enter "0.5" or "0.7" Homeowners Insurance.

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Investment Property Cash flow Calculator

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Harold Sharpe Broker So Cal Homes Realty Department of Real Estate License 01312992
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